Homeowner

A robust coverage plan that protects your home's structure and contents, covers living expenses during temporary displacement, and offers customizable options for tailored financial security.

Get Started

Coverages

  • Dark clouds over an old wooden house on a grassy field.

    Dwelling

    Safeguards the home's physical structure, encompassing the walls, roof, floors, and any attached features like garages and decks. It usually includes protection against damages resulting from covered risks such as fire, windstorms, hail, and vandalism.

  • A white box with flaps open, standing on a white surface against a light gray background.

    Personal Property

    Covers items within the home, such as furniture, appliances, clothing, electronics, and personal belongings. It offers financial reimbursement for damage or loss from covered risks, both indoors and occasionally outdoors.

  • Gavel resting on a legal book with the American dollar bills spread underneath.

    Liability Protection

    Provides coverage for lawsuits stemming from accidental bodily injury or property damage caused by you or your family. This usually includes legal defense expenses and damages, up to the specified policy limit.

  • A brown leather wallet open with cash and cards inside, a set of keys with a wooden keychain, a black smartphone with a blue frame, all placed on a white wooden surface, with a set of keys attached to a keyring.

    Additional Living Expenses

    ALE coverage assists with temporary living costs, including hotel accommodations, meals, and transportation, during the repair or reconstruction of your home.

  • Close-up of a female doctor or nurse holding a stethoscope, with the focus on her face and hand, against a plain light-colored background.

    Medical Payments

    Provides coverage for medical costs incurred by guests injured on your premises, irrespective of blame. This can assist in settling their urgent medical expenses without requiring a liability claim or litigation.

  • a rustic wooden barn with a silver metal roof in a rural green field, with trees and mountains in the background during sunset.

    Other Structures

    Covers structures on your property that aren't connected to the main building, including fences, sheds, and detached garages. Generally, it offers a portion of the dwelling coverage limit.

Send us a message to get started.