Commercial GL/BOP

A comprehensive protection solution designed to shield your business from liability and property-related risks—combining general liability coverage with property insurance, plus customizable options to address unique operational challenges.

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Coverages

  • Person sitting on grass, holding their calf with both hands, wearing orange athletic shoes.

    Bodily Injury Liability

    Protect your business from claims and lawsuits when someone is physically harmed on your premises or due to your operations.

  • A row of residential houses, with the house in the foreground having a damaged roof and boarded-up windows and doors. The sidewalk in front has a metal railing and a pedestrian crossing sign. Warning tape is visible around the property.

    Property Damage Liability

    Cover the costs of repairing or replacing someone else’s property if your business activities cause damage.

  • Person holding and reading a newspaper on a bus or train, with visible flames from a fire on the newspaper.

    Personal & Advertising Injury

    Safeguard against claims of libel, slander, copyright infringement, and other reputational or advertising-related offenses.

  • A blue sign with white and red text reading 'Sorry we're closed' hanging on a door.

    Business Interruption

    Get compensated for lost income and operating expenses when unexpected events temporarily halt your business operations.

  • A stethoscope placed on a doctor's prescription pad along with a pen and a pair of white earbud headphones.

    Medical Payments

    Provide immediate coverage for medical expenses if a non-employee is injured on your business premises—regardless of fault.

  • Large, clean warehouse with high ceiling, metal framework, and overhead lighting. There are three large rolling doors, a truck parked on the right, and two people standing near the left.

    Property Insurance

    Protect your physical assets—buildings, equipment, and inventory—from losses due to fire, theft, storms, and more.

  • People shopping in a warehouse store, with shelves stacked with large boxes and buckets of paint or similar products. One person on a bike, another with a cart, and a third holding a box.

    General Liability

    Covers a wide range of common business risks, including bodily injury, property damage, and legal defense costs.

  • A white puzzle with one missing piece revealing a black gap.

    Optional Endorsements

    Customize your policy with specialized add-ons—like cyber liability, equipment breakdown, or professional liability—to address unique business needs.

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